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Todays Mortgage Rates
Conforming Fixed - Loans up to $417,000
  Product Rate Points APR
  30 Year Fixed 3.250 2.625 3.486
  20 Year Fixed 3.000 3.625 3.446
  15 Year Fixed 2.500 2.125 2.848
  10 Year Fixed 2.500 2.250 3.037
Conforming ARM - Loans up to $417,000
  Product Rate Points APR
  5/1 ARM 2.500 1.125 3.747
  7/1 ARM 2.625 1.625 3.649
  10/1 ARM 2.875 2.000 3.596
FHA - Loans up to FHA standard limits
  Product Rate Points APR
  FHA 30 Year Fixed 2.875 4.002 3.943
  FHA 20 Year Fixed 2.875 4.002 4.287
  FHA 15 Year Fixed 2.625 2.632 3.787
  FHA 5/1 ARM 2.625 0.944 3.663
Last Updated 8/19/2017 10:13:17 AM
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  Licensing
 
 

State Licenses/Registrations

  Regulator Lic/ Reg Name Authorized to
Conduct Business
  Arizona Mortgage Banker Branch License Yes
Lic/Reg #: 0118394 Original Issue Date :04/17/2013
Status : Approved Status Date: 04/17/2013 Renewed Through : End of Year
Other Trade Names used in Arizona : Mortgage Capital Associates
  California - DOC Residential Mortgage Lending Act License (Branch) Yes
Lic/Reg #: 813H370 Original Issue Date :10/21/2010
Status : Approved Status Date: 12/03/2010 Renewed Through : End of Year
Other Trade Names used in California - DOC : US Mortgage Capital; usmtgcapital.com
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act
 District of Columbia Mortgage Dual Authority License Yes
Lic/Reg #:MLB3294 Original Issue Date :04/26/2000
Status : Approved Status Date: 11/16/2009 Renewed Through : End of Year
Other Trade Names used in District of Columbia : None
 Illinois Residential Mortgage License Yes
Lic/Reg #: MB.0005830 Original Issue Date :04/18/2000
Status : Approved Status Date: 04/18/2000 Renewed Through : End of Year
Other Trade Names used in Illinois : None
 Kentucky Mortgage Company License Yes
Lic/Reg #: MC93997 Original Issue Date :05/28/2013
Status : Approved Status Date: 05/28/2013 Renewed Through : End of Year
Other Trade Names used in Kentucky : None
  Maryland Mortgage Lender License Yes
Lic/Reg #: 06-20402 Original Issue Date :01/24/2013
Status : Approved Status Date: 01/24/2013 Renewed Through : End of Year
Other Trade Names used in Maryland : None
  Michigan 1st Mortgage Broker/Lender Registrant Yes
Lic/Reg #: FR0794 Original Issue Date :11/08/1999
Status : Approved Status Date: 11/08/1999 Renewed Through : End of Year
Other Trade Names used in Michigan : Mortgage Capital Associates
  New Jersey Correspondent Residential Mortgage Lender Branch License Yes
Lic/Reg #: 0904913 Original Issue Date :09/30/2009
Status : Approved Status Date: 08/11/2010 Renewed Through : End of Year
Other Trade Names used in New Jersey : US Mortgage Capital
Licensed by the New Jersey Department of Banking and Insurance
  New York Mortgage Banker Branch License Yes
Lic/Reg #: B500884 Original Issue Date :03/11/2013
Status : Approved Status Date: 03/11/2013 Renewed Through : End of Year
Other Trade Names used in New York : M.T.G. Capital
Licensed Mortgage Banker - NYS Banking Department
  North Carolina Mortgage Branch License Yes
Lic/Reg #: L-114000-106 Original Issue Date :06/26/2013
Status : Approved Status Date: 06/26/2013 Renewed Through : End of Year
Other Trade Names used in North Carolina : None
  Oregon Mortgage Lending Branch License Yes
Lic/Reg #: ML-1532-4 Original Issue Date :11/28/2012
Status : Approved Status Date: 11/28/2012 Renewed Through : End of Year
Other Trade Names used in Oregon : None
  Pennsylvania Mortgage Lender License Yes
Lic/Reg #: 24511.005 Original Issue Date :01/11/2013
Status : Approved Status Date: 01/11/2013 Renewed Through : End of Year
Other Trade Names used in Pennsylvania : None
Licensed by the Pennsylvania Department of Banking
  Tennessee Mortgage Branch Authorization Yes
Lic/Reg #: 109442-102 Original Issue Date :01/02/2013
Status : Approved Status Date: 01/02/2013 Renewed Through : End of Year
Other Trade Names used in Tennessee : None
  Texas - SML Mortgage Banker Branch Registration Yes
Lic/Reg #: None Original Issue Date :01/30/2013
Status : Approved Status Date: 01/30/2013 Renewed Through : End of Year
Other Trade Names used in Texas - SML : None
TEXAS MORTGAGE BANKER DISCLOSURE
  Virginia Branch License Yes
Lic/Reg #: MC-1971 Original Issue Date :02/15/2011
Status : Approved Status Date: 03/01/2011 Renewed Through : End of Year
Other Trade Names used in Virginia : US Mortgage Capital
Licensed by the Virginia State Corporation Commission
  Washington Consumer Loan Branch Office License Yes
Lic/Reg #: CL-303311 Original Issue Date :07/02/2013
Status : Approved Status Date: 07/02/2013 Renewed Through : End of Year
Other Trade Names used in Washington : US Mortgage Capital