At USBankRate.com, respecting and assuring the privacy
and security of your personal information is important
is designed to inform you of the types of information
we collect, how we use that information, and the circumstances
under which we will share it among our corporate affiliates
and lending institutions.
This site uses a feature of your browser called a "cookie"
to assign your computer a unique "User I.D.".
Cookies, by themselves, cannot be used to find out the
identity of any user. If you are just browsing our site,
we will never know who you are even though we assign
you a cookie.
This site contains links to other sites. If you use
a link to visit the site of another company, we cannot
be responsible for the privacy practices or the content
of that company or its site.
SAFEGUARDING CUSTOMER INFORMATION
We only grant access to nonpublic personal information
about you to employees and service providers so that
they can provide or offer products or services to you,
process and service your accounts, and administer business.
Our company policy requires that your information remain
confidential. Even if you are no longer our customer,
we will continue to treat your nonpublic personal information
in the same way as if you were still a customer. In
addition, we maintain physical, electronic and procedural
safeguards that comply with federal standards to guard
this personal information.
COLLECTION OF INFORMATION
We collect nonpublic personal information about you
from the following sources:
• From you, on forms, via the Internet, by telephone
or otherwise. Examples of this type of information include
your name, address, social security number, credit history
and other financial information.
• From credit reporting agencies, such as information
relating to your creditworthiness, your credit score
and credit usage.
• From third parties to verify information you
have given us.
USES OF SHARED INFORMATION
We may share all the information that we collect, as
described above, for the following purposes:
• To provide you with the products and services
you have requested.
• To offer you additional products and services,
from us or from others, that may be of interest to you.
• To comply with reporting and other legal requirements.
• To otherwise conduct business.